close

Faculty and Staff Email Login:

If your email account has not been moved to Google by I.T., then login here using Outlook Web Access:
webmail.cornish.edu/

If your email account has moved to Google by the I.T. Department, then login here:
mail.google.com

Group Life/ADD and Voluntary Supplemental Life Insurance

Mutual of Omaha

Policy Period: 10/01 - 09/30

Life/AD&D Summary of Benefits

Life Insurance Benefit
1x salary up to $250,000 maximum benefit

Accidental Death and Dismemberment Benefit
1x salary up to $250,000
This benefit may be payable for the total loss of eyesight, hearing, or an extremity that occurs within 12 months of an accident. A partial benefit may also be available.  Please refer to the schedule of benefit for details.

Accelerated Death Benefit
Should you become terminally ill, you may be able to access up to 75% of your life insurance benefit.

Benefit Reduction Schedule
Your benefits will be reduced by the following amounts at the appointed age:
*25% at age 65
*50% at age 70

Coverage During Disability
Should you become totally disabled before age 60, coverage will continue and premium will be waived.  You must be totally disabled for 3 months before the waiver begins.  Coverage continues without premium payment until you recover or turn age 70, whichever occurs first.

Conversion Privilege
Upon termination of employment, an individual may convert this policy to a permanent policy, provided that written application is made, and the first premium is received within 31 days.

Voluntary Life/AD&D Policy

Life Insurance Benefit
For Employees: Voluntary minimum benefit is $10,000
Benefit amounts may be elected in increments of $10,000, to a maximum of 5 times your annual salary

For Spouses/Domestic Partners: Coverage may be elected in increments of $5,000.  The election may not exceed 50% of the employee’s elected benefit amount.

For Children:  Coverage may be elected in increments of $2,000. The election may not exceed 50% of the employee’s elected benefit amount.

Accidental Death and Dismemberment Benefit
This amount matches your elected life insurance benefit
This benefit may be payable for total loss of eyesight, hearing, or an extremity that occurs within 12 months of an accident. A partial benefit may also be available.  Please refer to the schedule of benefits for details.

Guarantee Issue Amount
Newly eligible employees may elect the lesser of 5 times salary or $100,000 without answering health questions.
Newly eligible spouses/Domestic Partners are eligible for $50,000 without health questions, and children are eligible for $10,000 without health questions.

Accelerated Death Benefit
Should you become terminally ill, you may be able to access up to 75% of your life insurance benefit.

Benefit Reduction Schedule
Your benefits will be reduced by the following amounts at the appointed age:
*25% at age 65
*50% at age 70

Coverage During Disability
Should you become totally disabled before age 60, coverage will continue and premium will be waived. You must be totally disabled for 3 months before the waiver begins.  Coverage continues without premium payment until you recover or turn age 70, whichever occurs first.

Portability and Conversion Privilege
Upon termination of employment, an individual may continue insurance without having to provide evidence of insurability.  In addition, upon termination of employment, you may convert this policy to a permanent policy.